Stamp duty is a legal charge due on documents upon transfer of immovable property and is collected by the government. It has in the past bore a physical stamp indicating payment of this tax. Recent years have seen a surge in the real estate market, esp. Noida & Greater Noida which has been led by infrastructure improvement like Jewar Airport Consequently, the stamp duty rates have become crucial to know among the property buyers.
In Uttar Pradesh where Noida and Greater Noida is located, stamp duty rates are slightly
higher from the other states because of the peculiar circle rates adopted by the government. The stamp duties remain relatively high; thus, it is essential for anyone, just entering these areas, or anyone who buys a property, to know the stamp duty rates and what they entail.
What is the Stamp Duty in Noida?
When purchasing property in Noida, it’s important to be aware of the applicable stamp duty rates, as this tax will affect the total cost of your property transaction. For property registration in Noida, the following rates apply:
| Property Registration | Stamp Duty | Registration Fee |
| Male | 7% | 1% of the property’s value |
| Female | 7%, minus Rs. 10,000 | 1% of the property’s value |
| Joint (Male and Female) | 7%, minus Rs. 10,000 | 1% of the property’s value |
Also the amount which the candidate pays for registration of their premise is 1 percent of the total value of the premise. The limit for registration fee in case of a property that costs Rs. 10 lakhs or less is Rs. 10,000. When the value in the market of property in question ranges from Rs. 10 Lakhs to Rs. 20 Lakhs the fee to be charged is Rs. 20,000. However, wherever the market value of the property is above Rupees Twenty lakhs, the fee for registration shall be at one percent of the value of property being transacted.
What stamp duty applies for greater noida for registration for society categories.
As it is well known that Greater Noida is located in Uttar Pradesh, the stamp duty charges in Greater Noida are similar to Noida. The charges are as follows:
| Property Registration | Stamp Duty | Registration Fee |
| Male | 7% | 1% of the property’s value |
| Female | 7%, minus Rs. 10,000 | 1% of the property’s value |
| Joint (Male and Female) | 7%, minus Rs. 10,000 | 1% of the property’s value |
The registration charges stand at 1% of the value of the property transaction as directed by the Uttar Pradesh government early last year 2020.
Stamp Duty in Noida and Greater Noida for Women
In Noida & Greater Noida the lady buyers are liable to have a standard deduction on stamp duty. The state government also offers a rebate of Rs. 10,000 on the total stamp duty amount in the case of women. For instance, stamp duty ranges between Rs. 50,000 and Rs. 70,000 for a property; in such a case, a woman would pay Rs. 60,000 only.
Stamp Duty for Different Instruments
Stamp duty is not only applicable to property registration but also to various other legal instruments related to property transactions in Noida and Greater Noida. The applicable stamp duties for different deeds are listed below:
| Type of Deed | Stamp Duty in Noida/Greater Noida |
| Gift Deed | Rs. 60 to Rs. 125 |
| Will Deed | Rs. 200 |
| Agreement Deed | Rs. 10 |
| Adoption Deed | Rs. 100 |
| Divorce Deed | Rs. 50 |
| Notary Document | Rs. 10 |
| Special Power of Attorney (SPA) | Rs. 100 |
| Bond | Rs. 200 |
| Affidavit | Rs. 10 |
| Exchange Deed | 3% of the Transaction Value |
| Lease Deed | Rs. 200 |
| General Power of Attorney (GPA) | Rs. 10-100 |
Payment of Stamp Duty and Registration Charges in Noida and Greater Noida
To pay stamp duty and registration charges in Noida and Greater Noida, follow these steps:
1. Visit the official IGRSUP (Integrated Grievance Redressal System, UP) portal at https://igrsup.gov.in.
2. Click on the Aavedan Karein (Apply) link on the home page to register as a user.
3. Provide all the required information of the property such as size, area, etc You will also be required to upload copies of your documents to support your application.
4. You will be able to calculate the stamp duty on any property using this portal.
5. The stamp duty and registration charges can be paid online and the acknowledgment slip must be saved properly.
The portal is available and all content is in Hindi though there is option for using Google translate in case of difficulty.
Refund on Stamp Duty and Registration Charges in Noida and Greater Noida
If you need to request a refund for excess stamp duty paid, you can do so by following these steps:
- Visit the IGRSUP portal.
- In order to log in, click on the “New Register” button.
- Type in your district, mobile number, password and the text shown in the figure below the registration form.
- When accessing the portal, send a request for refund of stamp duty and registration charges if any.
If you have previously registered then you need to use the “Pre-Register” to mention your application ID and then you can get the refund.
Nearest Office to Pay Stamp Duty in Noida or Greater Noida
If you prefer to pay the stamp duty in person, you can find the nearest office by following these steps:
- Visit the IGRSUP portal.
- From the available options choose the “Know Your Office” option.
- Select your district from the list and type the characters from the image in CAPTCHA.
- Details about the nearest office will be displayed on the screen.
Flat Registration and Stamp Duty Calculation on Carpet Area
Even the Noida Authority recently garnished a new rule that registration of the flats will be done with carpet area instead of the super built up area. This change seeks to avert a situation where buyers complain that builders put the size of common areas into the super built up area and were expensive.
- Carpet Area: This is the actual lovable area and is actually found between the walls of the flats is known as the floor area.
- Super Built-Up Area: Includes passage, staircase, corridor, etc., making the flat to look larger than it actually is.
This change will make it possible to come up with accurate calculations on stamp duty as it will be charged according to smaller and more accurate carpet area, which will likely help people cut costs by Rs. 1 lakh to Rs. 3 lakh for the properties which cost up to Rs. 50 lakh.
Required Documents When Registering a Property in Noida or Greater Noida
To complete the property registration process smoothly, ensure you have the following documents:
- Certificate of Dues: Understands that pending dues in respect of the property have been cleared.
- Builder Buyer Agreement or Allocation Letter: Explains the conditions for the acquisition of the property.
- Ownership Letter: Checks the authenticity of the seller.
- Loan Approval Letter: Not necessary if the property was bought through personal money; however, it is necessary only if the property was bought through a loan from a bank or any financial institution.
- Proof of Identity and Address: Such as the Aadhaar card, passport, or bills in countries that have the habit of providing vouchers with electoral rolls.
- No Objection Certificate (NOC): From the financial institution should the property be mortgaged.
Key Factors Affecting Stamp Duty in Noida
Several factors influence the stamp duty charges in Noida and Greater Noida:
- Market Value: This means that the higher the market value of securities the higher the amount of stamp duty to be paid.
- Owner’s Gender: Women receive a rebate on stamp duty The.
- Owner’s Age: A person over the age of 60 may be entitled to a reduced price.
- Location: Residential properties in developed areas attract more stamp duty than those in the less developed areas do.
- Property Type: Stamp duties also vary to depend on the size of the commercial property since such properties occupy more space and offer better facilities.
New Rule in Stamp Duty and Registration Charges Applicable to Noida and Greater Noida
The Noida Authority in November 2024 incorporated new regulation that buyers of an apartment or house, for instance, had to pay 6 % of the flat price of stamp duty besides the 1% registration fee at an initial and intermediary stage of the property selling and registration process. This rule is designed to increase compliance and help to provide clearer properties transactions.
But it may prove a bit Bamai for middle income group buyers to buy property in Noida & Greater Noida because this rule may further increase the price level. With the new upfront cost, there may be some movement in the market for those who will be seeking for housing and property and may turn to neighboring cities such as Gurgaon or Faridabad.
Not Paying Stamp Duty and Registration Charges in Noida, Greater Noida
In case of non-payment stamp duty and registration charges in Noida or Greater Noida,
serious consequences are faced. As per the Indian Stamp Act of 1899 as well as the Registration Act of 1908, the registration will become ineffectual in case of non-payment and besides, up to an amount of two hundred percent of the deficit amount and penalty of a two percent per month.
Things to Remember Before You Pay Stamp Duty in Noida or Greater Noida
Before paying stamp duty, here are some important points to keep in mind:
- Make sure that the stamp paper on which the transaction is written is in the name of the person carrying out the transaction.
- Stamp duty must be paid before or on the day next following the execution of that deed.
- In the case of a deed to be executed in a foreign jurisdiction it must be stamped not later than a period of three months after it was executed.
- Stamp paper used should not be more than six months from the date of the transaction.
By following these aspects, you can be in a better position to avoid all those complications associated with property registration in Noida and Greater Noida. At Walls and Dreams, we strive to provide a seamless and hassle-free experience, guiding you every step of the way to ensure your property journey is smooth and stress-free.
